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PERSONAL AND BUSINESS SAVINGS ACCOUNTS |
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Monthly Service Charge |
*Interest |
Withdrawals |
Free Services |
| REGULAR SAVINGS |
- Basic savings with low minimum balance
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$2 - if balance falls
below $100 minimum
S/C is waived for customers under 18 yrs of age. |
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- 6 per calendar month or statement cycle ($2.00 per withdrawal for
transactions that exceed 6
- Withdrawals made at an ATM are unlimited.
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- Internet Banking
- eStatements
- Telephone Banking
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| MONEY
MARKET |
- Tiered interest rated, based on
balance *
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$10 - if balance falls below
$1000 minimum |
- Tiered Rate Schedule
- contact us
for current rate information
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- 6 per statement cycle ($2.00 per withdrawal for transactions that
exceed 6).
- Withdrawals made at an ATM are unlimited.
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- Internet Banking
- eStatements
- Telephone Banking
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 Contact an account
representative for current rates.
The interest rate and annual percentage yield may change.
At our
discretion, we may change the interest rate on the account daily.
Interest begins to accrue no later than the business day we receive
credit for the deposit of non-cash items (for example checks).
Interest will be compounded daily and will be credited to the account
monthly.
We use the daily balance
method to calculate the interest on the account.
This method applies a daily periodic rate to the principal in the
account each day.
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A Health Savings Account (HSA) is designed for individuals to be used to pay for current and future medical expenses on a tax-free basis. HSA’s are used in conjunction with a “High Deductible Health Plan” (HDHP).
Not all customers are eligible for an
HSA. Contact one of our customer service
representatives to determine whether or not an HSA is right for you.
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Account earns tiered Money Market Savings rates*
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No monthly maintenance fee if $400 minimum balance is maintained
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If account balance falls below the minimum, a service fee of $4.00 plus .15 per check will be assessed
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FREE HSA VISA® Check Card
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FREE Internet Banking and Electronic Statements
*Contact an account representative at one of our branch
locations for interest rate information.
| CERTIFICATE
OF DEPOSIT (CD's) |
A Certificate of Deposit is a perfect choice for risk-free savings and a guaranteed rate of return. With a variety of terms and low minimum deposits, start saving today.
- Competitive rates*
- Variety of terms - 91 days to five years
- Low minimum deposits - as low as $500
Early withdrawal penalties may apply.
FDIC Insurance based on account ownership status and account type.
*Contact an account representative at one of our branch locations for interest rate information.
Enjoy access to full FDIC insurance on deposits of up
to $50 million with CDARS.
We are a proud member of the Certificate of Deposit Account Registry
Service® (CDARS). CDARS allows First Community Bank to give you FDIC
insurance on your deposits over $250,000, and allows you to work with your
trusted bank, receive one rate and one statement for the entire amount. It
is the easiest, most convenient way to enjoy full FDIC insurance on deposit
amounts over the federal limit. For more information on how this program
works, go to cdars,
or call an account representative at your local
First Community Bank.
Start investing in your future with an IRA today. IRAs offer either tax-deferred or tax-free growth of any earnings. Some IRAs even provide tax-deductible contributions.
First Community Bank offers the following plans: Traditional IRA, Roth IRA, Self-Directed IRA and Educational IRA.
Contact an account representative at one of our branch locations for interest rate information.
Visit our Investment Center
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Important disclosures regarding new FDIC Insurance
rules |
Identity Theft/Fraud
| Patriot Act |
Privacy
Policy
