Avoid Online Fraud!
Watch FDIC video:
Don’t Be an On-line Victim -
How to Guard Against Internet Thieves and Electronic Scams
Don’t Be Lured By “Phishers”!
Do not answer e-mail requests from any person or company to confirm or update
information, especially requests that ask for Social Security numbers, passwords
or account numbers. Legitimate companies don’t contact their customers via
e-mail and ask them to confirm or update information, or threaten to deactivate
your account for failing to do it.
Do not use hyperlinks in e-mails. Use your
browser to connect to the official website. The phisher’s e-mail links are often
hard to distinguish from the real site.
If you have given a phisher your
personal financial information, contact the financial institutions you have
accounts with. Place a fraud alert on your files at the three credit bureaus.
Contact the Federal Trade Commission at 1-877-438-4338 or the FBI’s Internet
Fraud Complaint Center at the FBI
To avoid getting caught by an
online scam, the Federal Trade Commission (FTC) offers this guidance:
you get an e-mail that warns you, with little or no notice, that an account of
yours will be shut down unless you reconfirm your billing information, do not
reply or click on the link in the e-mail. Instead, contact the company cited in
the e-mail using a telephone number or by typing in a website address you know
to be genuine or using one from your “favorites” list.
- Avoid e-mailing
personal and financial information.
- Before submitting personal or
financial information through a website, look for the “lock” icon on the
browser’s status bar. It signals that your information is secure during
- Review credit card and account statements as soon as you
receive them to determine whether there are any unauthorized charges. If your
statement is late by more than a couple days, call your credit card company or
bank to confirm your billing address and account balances.
suspicious activity to the FTC. If you believe you’ve been scammed, file your
complaint at www.ftc.gov and then visit the
FTC’s Identity Theft website to
learn how to minimize your risk of damage from identity theft.